Overview: To apply for one of their personal loans you must be an adult with a per annum income of at least 10,000 pounds. Their interest rates and APRs vary depending on their assessment of you and how you conduct your account. If you do not qualify for a personal loan from them they may forward your information to other departments of their bank who may be able to offer you alternate financing. Applicants can get an online decision in 60 seconds and customers can manage their account online 24 hrs a day.. They sell travel, motor and house insurance to residents of the United Kingdom. They have a Cashback incentive program. Their credit card is issued by HFC Bank Limited.

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