Overview: They advertise that you can use their loans to pay off existing debts, extend or improve your home, or to buy a new car. Their online loan repayment guide will help you estimate how long you would be in debt with them. In addition to loans, they offer and recommend insurance on the loans in the form of optional accident, sickness and redundancy cover. They consider all circumstances including CCJ's, mortgage arrears, self employed with no proof of income, zero or negative equity.. To determine how much you can borrow, they will consider your available monthly income and any equity in your property. If they contact your employer or bank, they explain why and get your consent first.

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