Overview: They will email you to confirm when they receive your personal loan application. When you take out a personal loan with them, you can also buy one of their Loan Payment Protection policies, in case of accident, sickness or involuntary unemployment. If your loan application is successful, they will issue you an agreement for your signature and funds will be transferred into your chosen bank or building society account. Interest rates for their loans depend on your personal circumstances and the loan amount. You can apply for a personal loan whether you own a home or not, since all of their loans are unsecured.

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