Overview: They offer independent analysis and monitoring services on consumer credit files. They are also notified with the Office of the Information Commissioner and registered with the Office of Fair Trading. They enable businesses and other commercial organisations to check credit files using the Internet.. Founded in 1998 in Cornwall, they are a privately owned company, funded independently without reliance on any UK institution and has no link to any government agency. Their independence enables them to give fully impartial and objective advice, helping businesses to make better informed decisions and enabling people to take control of the information held about them.

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